Job Description: At TSB, we believe businesses need to reflect the communities they serve. This is why we have a long-term commitment to diversity and inclusion. It’s important to us to make sure we bring the best talent to our business, regardless of characteristics such as race, gender, disability, sexual orientation or social background. Our focus on diversity and inclusion is a key part of how we support and develop the people who work here. It helps us build a stronger culture where no matter what background you come from you feel valued and confident in bringing your whole self to work. To design and implement unsecured portfolio management strategies that will enable TSB business across the unsecured portfolio to control lending risk, deliver sustainable growth and meet customer needs. Job Responsibilities: Responsible for providing analysis and insight into portfolio performance and its impact on Impairment and wider business performance. Identify and pursue opportunities that mitigate loss (e.g. line decrease) and support business growth (e.g. line increase). Design and deliver unsecured strategies and routine activities. Support growth activities and the delivery of new risk system functionality as part of TSB primary corporate objectives Apply commercial acumen to interpret their results and produce actionable recommendations. Capability to complete insight analysis using tools such as SAS, SQL and excel. Strong problem solving skill to identify and resolve problems with limited support. Job holders will be expected to liaise effectively with colleagues within the team and across partnering business functions such as Product, Marketing, Finance and other risk functions Generation of key management information to support business direction setting and ensure Risk Appetite objectives are met will be an important component. Use tools such as SAS, SQL and Excel at an advanced level to manipulate and interrogate data. Job Requirements: Displays a good understanding of more sophisticated credit risk techniques and is able to apply these independently. Uses in-depth understanding of technical areas – and broader awareness of other areas, to prepare and analyse credit risk. Shows appropriate understanding of the different elements of the credit risk cycle in their work. Uses complex techniques in analysis and recommendations. Job Details: Company: TSB Vacancy Type: Full Time Job Location: Birmingham, England, UK Application Deadline: N/A Apply Here getyourvacancy.com
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