Friday , March 29 2024

Regions Internships – Mortgage Loan Officer

Website Regions Bank

Job Description:

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

Job Responsibilities:

  • Structures loan to comply with acceptable lending practices and Federal regulations
  • Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
  • Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
  • Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
  • Answers customer calls and walk- in customers to discuss various loan products and qualification information
  • Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
  • Cross-sells other bank products and services
  • Completes mortgage applications for submission to the loan processing and underwriting departments

Job Requirements:

  • Good organizational skills
  • Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
  • Prior Mortgage Loan Officer experience
  • One (1) year of mortgage lending experience with proven mortgage production
  • Knowledgeable on agency and investor regulations and guidelines
  • Bachelor’s degree
  • Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
  • High School Diploma or GED

Job Details:

Company: Regions Bank

Vacancy Type:  Full Time

Job Location: Miami, FL, US

Application Deadline: N/A

Apply Here

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